What if you put $12.99 a month of Spotify into Spotify stock instead?
5 years of Spotify cost $679.40. The same money in Spotify stock, bought each month, is worth $1,789 today (2.6x). Spotify and the other what if I had invested questions are on one page, each with what the money is worth today.
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US Individual plan. Starts April 2018, when Spotify shares began trading. The $12.99 price applies from February 2026.
Price only, split-adjusted. Hindsight, not advice.
Price history built 27 Sep 2026.
Sources: musicbusinessworldwide.com